Cashflow isn't just about how much money you make — it's about when the money actually arrives.
The 12-Month Cash Planning Worksheet is a powerful, plug-and-play Excel tool that gives small business owners and nonprofit organizations a clear view of their cash position across the entire year.
 
Whether you're managing client payments, grant funding, or donor contributions, this planner will help you forecast when money comes in, what expenses are due, and how much cushion you'll need to stay ahead.
🔍 What’s Inside:
✅ 12 Monthly Tabs — one for each month of the year
✅ Itemized Cash Inflows — sales, grants, donations, funding
✅ Itemized Cash Outflows — payroll, rent, subscriptions, admin
✅ Built-In Calculations — grey cells auto-calculate your net cash position
✅ Total Column — full-year snapshot of your overall inflow/outflow
✅ Risk Visibility — spot low cash months before they happen
 
👩‍💼 Perfect For:
Small business owners and solo entrepreneurs
Service-based or project-based consultants
Nonprofit organizations and grant managers
Self-employed tradespeople or side hustlers
Anyone tired of being caught off-guard by late payments or unexpected bills
 
🎯 Why You’ll Love It:
Forecast cash surpluses and shortfalls with ease
Make proactive decisions instead of reacting under pressure
Align your operations with when the money is actually there
Share clear visuals with funders, staff, or your board of directors
 
📥 Download instantly and take control of your cash planning today.
Created by Unmuted Memoirs in collaboration with Profectus Business Consulting Inc.