Struggling to Understand Your Business Finances?

# This 3-Tab Financial Statement Template Makes It Easy to See the Full Picture

Running a business means wearing many hats. You’re the marketer, the service provider, the admin, and somewhere in there, you’re also expected to manage the finances. But when it comes to preparing financial statements, most small business owners hit a wall.

• “What’s the difference between a Balance Sheet and an Income Statement?”

• “How do I calculate my net income?”

• “Is my business even profitable?”

  
  

These are real, valid questions, and the traditional accounting tools out there can be complicated, expensive, or just plain intimidating. That’s why we created the 3-Tab Financial Statement Template, a streamlined, user-friendly Excel tool designed to help entrepreneurs and small business owners track and understand their finances at a glance.

The Problem: Disorganized or Non-Existent Financial Records

If you're a freelancer, consultant, side hustler, or an early-stage business owner, chances are you’ve tried to organize your finances using a mix of receipts, bank statements, and handwritten notes. But when you need to apply for a loan, prepare year-end taxes, understand your profit margins, or track business growth, you need something more structured. You need financial statements that clearly show how your business is performing. That’s where most people get stuck.

The Solution: The 3-Tab Financial Statement Template

Our 3-tab format gives you everything you need and nothing you don’t. It’s simple, practical, and designed for non-accountants. It includes:

1. Professional-Grade Reporting without the Overhead

The three-tab format mirrors standard financial reporting formats used in professional accounting:

• Balance Sheet: Presents assets, liabilities, and net assets clearly.

• Statement of Retained Earnings: Shows changes in equity/net assets year over year.

• Statement of Operations: Includes actual performance, budget, and variance — all in one view.

  
  

2. Built-in Budget and Variance Analysis

The Statement of Operations has a three-column setup (Actuals, Budget, Variance). This makes it easy to:

• Compare performance against goals.

• Immediately spot overspending or missed revenue.

• Use real data to adjust strategy and operations.

  
  

Why It Works

• Auto-Calculations: No math required; just input your data, and the sheet does the rest.

• Structured Categories: Standard business categories for income, expenses, and assets are built-in. Just plug in your numbers.

• Visual Layout: The clean design makes it easy to scan, spot patterns, and understand key insights.

• CRA-Ready & Bookkeeper-Friendly: When it’s time to file taxes or work with your accountant, you’ll be prepared.

• Excel-Ready and Printable: Use it digitally or print it out — your choice.

  
  

Who It’s For

This template is ideal for:

• New entrepreneurs who need a starter system

• Service providers and consultants who don’t have accounting software

• Small nonprofit organizations that want clarity without the cost

• Freelancers who want to track profitability each month

• Anyone preparing for funding, grants, or tax time

  
  

What This Template Will Help You Do

✔️ Clearly track profit and expenses each month

✔️ Maintain an up-to-date snapshot of your business health

✔️ Spot trends and cash shortfalls in advance

✔️ Understand your financial position without hiring a full-time bookkeeper

✔️ Feel more confident in your money decisions

All of That for Just $15 CAD

That’s less than one hour with an accountant and a whole lot of peace of mind.

🎯 Ready to See Your Numbers Clearly?

Download the 3-Tab Financial Statement Template today for only $15 CAD and take control of your business finances. 📥 Grab it now at: https://www.unmutedmemoirs.com/product-page/3-tab-financial-statement-template.

Simple tools. Smarter decisions. Financial clarity starts here.

---wix---